Not enough people talk about their finances. For whatever reason, we’ll talk and write about our favorite products – but never about things like banks, lawyers, or doctors. I do a lot of book reviews, but wanted to venture out with something a bit different – a Capital One 360 Savings Account review.

Back on January 6, 2006, I ditched my local banks’ one-tenth of 1% interest rate on my personal savings (at the time), and signed up for ING Direct. At the time, online banking was still a new industry. It’s now very normal will a ton of companies to choose from.

In the 8 years since I signed up, ING Direct has become Capital One 360® (see their plans & promotions here), and is now one of the largest online banks in America. After 8 years of banking with them, here’s my pros and cons of Capital One 360 (and online banking in general). [Read more…]